The purchase of a property has always been an economic as well as an emotional milestone. But in today’s real estate scenario, myths and age-old presumptions have a tendency to overshadow the decision-making ability of prospective buyers. At Shriji Group Kolkata, one of top real estate companies & developers in North Kolkata, we find ourselves dealing with buyers who are always held back by common myths. Keeping fact apart from fiction, and particularly when one is investing their hard-earned money, is crucial.
Myth 1: Real Estate is Too Risky Right Now
Fact: It is a general fact that property is one of the safest long-term investments, especially in cities like Kolkata. Even though short-term fluctuations may affect other classes of assets, property value always increases in the long term.
Being an experienced real estate company, Shriji Group has seen consistent demand in North Kolkata through various market gyrations. Constant appreciation has been observed around Lake Town, Kestopur, and Bangur Avenue. With new infrastructure coming up and better connectivity, these areas have become the must-visit sites for residential development.
Myth 2: Obtaining a Home Loan Is Very Difficult
Fact: Now, in 2025, a home loan is more easy to get due to softer lending norms as well as the lower repo rates. Banks and NBFCs are coming up with competitive interest rates, flexible tenor, and quick approval procedures.
At Shriji Group Kolkata, our experts assist the buyers in understanding the loan process, placing them in contact with the respective institutions. This is part of our extensive real estate services designed to ease the entire process for buyers.
Myth 3: Resale Properties Make Better Investments Than New Developments
Fact: At an alleged cheaper price, resale homes may put extra costs on the purchasers for repairs, old amenities, and further legal complications. On the other hand, new residential projects in Lake Town and the adjoining suburbs feature up-to-date designs and security enhancements with residential amenities that offer comfortable life and future appreciation.
Our customers always express higher satisfaction and return on investment when choosing our new developments—proof that, in the right constructor, new developments are better than old ones.
Myth 4: To Purchase a Home, You Must Have a Large Down Payment
Fact: It is true that one of the most enduring myths lingers. Today, many banks provide loans up to as high as 90% of the property value. Additionally, Shriji Group works in association with financial institutions to provide customized payment schedules.
Being a seasoned realtor company, we assist home buyers in locating ideal units that fit their budget and lifestyle—making homeownership a reality and not just a dream.
Myth 5: Investments Are Only Worthwhile in Central Locations
Fact: At a time when central Kolkata is still worth sitting in, North Kolkata is rapidly hitting the grow zone. Wide roads, metro connectivity, hospitals, schools, and malls are all perks that make places like Lake Town and Dum Dum the prime areas to invest in.
Shriji Group has probably contributed the most as a best real estate developers among the top names to usher in this transformation. All projects from our group provide a quality lifestyle along with excellent connectivity, showing that a great location is but a few minutes outside quick central access.
Myth 6: All Builders Are the Same
Fact: Sadly, most buyers have been victimized by false assurances and delayed purchases. Hence, the selection of the correct developer is of paramount importance.
Shriji Group, as a top real estate companies & developers in North Kolkata with integrity, transparency, and timely delivery, is a class apart. We are not just estate builders and developers—we are long-term partners in your investment.
Myth 7: The Current Time is Not the Right Time to Buy
Fact: Waiting might make sense, but in the real estate world, time generally is not on your side. Prices hardly ever drop dramatically, and good inventory is sold in a hurry. Low interest rates and constant infrastructure development mean now is one of the best times to purchase. In Shriji Group, our team of property dealers makes sure that the buyers don’t wait for the “ideal time”; rather, they make the proper decision at this point itself.
Conclusion
Informed decisions begin with the truth. Real estate is typically an investment of a lifetime, and myths should never dictate such an important decision. The truth is: buying a home today is easier, safer, and more rewarding—especially with the right individuals at the helm. At Shriji Group Kolkata, we connect experience with local insight to provide dependable, value-based solutions. As one of the best real estate companies, we’ve helped hundreds of families turn dreams into addresses—because we don’t construct houses; we construct confidence.
